our-investment-approach

IM Index

We offer 5 fixed asset allocation strategies with varying levels of equity to bond exposure in each portfolio.

IM INDEX

These are purely passive portfolios that track global equities whilst also offering UK Index Linked Gilts as a counterbalance.

This approach has historically been much stronger than the standard alternative offered by other investment managers. However, in rising markets this is to be expected. Falling markets can be a different matter (please see IM Optimum).

You can switch between any of our portfolios at any time and at no cost. All IM Index Portfolios have a 1.5% contribution charge and a fully inclusive 0.57% annual management charge with reduces to 0.52% for assets over £500,000 and 0.47% for assets over £1m.

 

PASSIVE INVESTMENT STRATEGIES

IM Index 100

This portfolio aims to provide long term investment returns by tracking 100% global stock markets at their natural market capitalisation.

IM Index 80

This portfolio aims to provide long term investment returns by 80% tracking global stock markets at their natural market capitalisation together with 20% UK Index Linked Gilts.

IM Index 60

This portfolio aims to provide long term investment returns by 60% tracking global stock markets at their natural market capitalisation together with 40% UK Index Linked Gilts.

IM Index 40

This portfolio aims to provide long term investment returns by 40% tracking global stock markets at their natural market capitalisation together with 60% UK Index Linked Gilts.

IM Index 20

This portfolio aims to provide long term investment returns by 20% tracking global stock markets at their natural market capitalisation together with 80% UK Index Linked Gilts.